Canada

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Canada

Demographics


35,85

Total population (in M)


15,7 %

Percentage of population age 65 and older


Health stats


10,5 %

Percentage of GDP spent on Healthcare


4.728

Health care spending per capita in USD


2,5

Number of practicing physicians per 1.000 population


7,6

Average annual number of physician visits per capita


2,1

Total curative (acute) care beds per 1.000 population

HEALTH SYSTEM

Government role

Regionally administered universal public insurance program that plans and funds (mainly private) provision

Public system financing

Provincial / federal general tax revenue

Private insurance role

~67% buy complementary coverage for non covered benefits (e.g., private rooms in hospitals, drugs, dental care, optometry)

Provider ownership

Primary care: Private

Hospitals: Mixed public and private

Provider payment

Primary care payment: Mostly fee-for-service (~45% to 85%, depending on province), but some alternatives (e.g., capitation) for group practices

Hospital payment: Mostly global budgets, case-based payment in some provinces (does not include physician costs)

Primary care role

Registration with GP required: Not generally, but yes for some capitation models

Gatekeeper: Yes, mainly through financial incentives varying across provinces (e.g., in most provinces, specialists receive lower fees for patients not referred)

 


HOW IS THE MEDICAL SERVICE ORGANIZED

Primary care

Primary care physicians act as gatekeeper. Many provinces pay lower fees to specialists for non-referred consultations. Most physicians are self employed. Patients have freedom of choice of primary care doctor. The requirement for registration varies. The fees schedules are fixed. In some provinces payment incentives are linked to performance.

Outpatient specialist care

Most of specialists work in hospitals. They are mostly self employed. In most provinces they have the same fee-schedule as as primary care physicians. Patients can have direct access to specialist however it is common to for GPs to refer patients to specialist. Specialists working in the public are not allowed to get payment from private patients for publicly insured service.

Direct payments to providers

Most of the primary care physicians and specialist bill provincial governments directly, although some are paid a salary by the hospital or facility. There is no payment from patients directly to physicians. There is no cost-sharing however patients may be required to pay out of pocket for services that are not medically necessary.

After hours care

For after hours care patients can use hospital emergency rooms or physician led (mainly privately owned) walk-in clinics. Furthermore a free telehealth service exists which is a 24 hours a day health advice from a registered nurse. Traditionally primary care physicians were not required to provide after hours care. However there are government enabled group practices arrangements.

Hospitals

There is a mix of private and public hospitals often managed locally and often non-for-profit organization. They are mostly operating on an annual budget which is negotiated with the the authorities. Generally the physicians are not hospital employees and are paid fee-for-service directly.

Mental Health Care

Hospital mental health care is provided in specialist psychiatric hospitals or general hospitals with mental health beds. There is a universal coverage for physician-provided health care. Psychologist may work privately and are paid out-of-pocket or through private insurance. Mental health has not been formally integrated into primary care.

Long-term Care

Long-term care and end-of-life-care is offered in non hospital facilities. All provinces provide some nursing home care. Eligibility criteria for home and long-term care services generally include the needs assessment based on the health status and functional impairment.

Tips for expats

Lorem Upgrade your account with the standars & premium plan

Medicare  :

– Expats living in Canada without permanent residence are not eligible for Medicare

– Make sure you have appropriate health insurance. An international private medical insurance may fit your needs

Medication  :

– It is wise to carry copies of all prescriptions with you when traveling to Canada

– Normally there there is easy access to health care providers. Use Medihoo search to find health care providers near you

Waiting times  :

– Although the health care in Canada is generally perceived as being of high standard, you might be sometimes be confronted with long waiting times.

– If so you might want to consider treatment in your home country during home visits. If so make sure your health insurer covers this.

Please note that all information contained in this overview is subject to change

Where to buy health insurance?

Depending on your situation, insurance companies differ. Medhioo partners with companies to assist you in any situations. Take out your insurance package with our partners listed below :

Domestic health insurance

Permanently living where you are?
Find your local health insurer here:

You are an insurer and you want to get listed here ?

Travel Insurance

Going for a short period abroad?
Find your travel health insurer here:

You are an insurer and you want to get listed here ?

Expat Insurance

Going for a longer period abroad?
Find your international health insurer here:

You are an insurer and you want to get listed here ?

Domestic health insurance

Permanently living where you are?
Find your local health insurer here:

You are an insurer and you want to get listed here ?

Travel Insurance

Going for a short period abroad?
Find your travel health insurer here:

You are an insurer and you want to get listed here ?

Expat Insurance

Going for a longer period abroad?
Find your international health insurer here:

You are an insurer and you want to get listed here ?

Domestic health insurance

Permanently living where you are?
Find your local health insurer here:

You are an insurer and you want to get listed here ?

Travel Insurance

Going for a short period abroad?
Find your travel health insurer here:

You are an insurer and you want to get listed here ?

Expat Insurance

Going for a longer period abroad?
Find your international health insurer here:

You are an insurer and you want to get listed here ?

Domestic health insurance

Permanently living where you are?
Find your local health insurer here:

You are an insurer and you want to get listed here ?

Travel Insurance

Going for a short period abroad?
Find your travel health insurer here:

You are an insurer and you want to get listed here ?

Expat Insurance

Going for a longer period abroad?
Find your international health insurer here:

You are an insurer and you want to get listed here ?

You are an insurer and you want to get listed here ?

Contact us

Medihoo support

On the move abroad as expat or traveller and in need of health care services? Use the Medihoo 1-2-3 support

Check your symptoms, talk to an e-doctor or find a local health care provider.

Symptom checker

Talk directly withyour doctor